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My Team
The Avenue Wealth Difference
As your wealth grows, so does the complexity of managing and protecting it. Here at Avenue Wealth, we seek to eliminate chaos and bring clarity and confidence through comprehensive financial planning* designed to help you crystallize the purpose and intention of money in your life and take the right steps to achieve your goals. We focus on helping you narrow the gap between what you want and what you have, not to become richer, but to make the most of your money so that you may live richly. We’ll empower you with the information, tools, and resources you need to maximize and protect your wealth and gain the confidence of having a secure financial future. Through the changing seasons of your life, you can count on us to coordinate your financial affairs so you can spend more time doing what you love with the people you care about most.
Mark knew early in life that he wanted to help people achieve financial freedom. He graduated in 2004 from Salisbury University where he received a dual major in Corporate & Personal Finance. By leveraging the latest technology to enhance his client’s experience without giving up the human connection, Mark is able to help clients crystalize their personal and financial goals to create a plan that preserves and achieves what is most important to the client and their family.
Mark is a Wealth Management Certified Professional, WMCP® as well as a fully licensed Financial Advisor holding his FINRA series 6, 7, 63 and 66 licenses. Mark has also qualified for the prestigious Million Dollar Round Table (MDRT) consecutively since 2013, the industry-worldwide organization recognizing the top producers in the world. Mark is involved in the Anne Arundel Estate Planning Council as well at the Eastern Shore Association of Insurance and Financial Advisors.
Mark lives with his wife, Karen and their two girls on the Eastern Shore of Maryland and services clients from Annapolis to the Maryland and Delaware Beaches. When he is not working you can find him spending time at the beach, playing golf, volunteering through the local Lions Club, or being a dance dad for his girls.
*The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry
Hannah Adams
Director of Financial Strategies
Hannah was hired by the firm in August of 2017. She graduated from the University of Tennessee in 2015. After graduation, she worked in the insurance industry for two years before being introduced to Mark Apolenis. She provides the support necessary for Mark and the team to ensure detailed assessment of client situations and assisting with appropriate solutions and opportunities. This includes document and financial statement review. Hannah also coordinates with the internal and external advisors to help accomplish client goals and objectives. As an Associate Financial Adviser, she holds her Series 7, 66 and Life & Health Licenses.
Hannah was born & raised in Tennessee. She married her college sweetheart, Robert, in September 2017. When they’re not at work they enjoy spending time with their dog, Toby, boating and traveling.
Penny Kulawiak
Director of Client Relations
Penny Kulawiak began her employment with the company in 2005. Her roles within the company extend over a wide range of duties and include scheduling appointments, answering client questions, completing service work, preparing for appointments, processing applications, and more. Penny serves as an office facilitator, a customer service representative, advisor assistant, and a general overseer of all areas within the company. Penny is passionate about her work because of the relationships she is able to build with the company’s clients. As the Director of Client Relations, Penny is able to demonstrate the importance of experience and dedication to the firm as we help provide financial protection and financial stability to our clients with the same level of commitment as if they were members of our own family.
In 2003, Penny married her childhood friend, Chad Kulawiak. Together they have two children, Ethan and Kylee and love to spend time with them. As a family they enjoy camping, boating, and riding their motorcycle. Both children are very active and love playing hockey, along with other sports. Penny loves to stay involved as the team manager of the hockey team, as well as being involved in the community through the local Ravens Roost fundraiser, as a school volunteer, and as a member of the community association.
My Dedicated Team
In order to best serve your needs, our team is comprised of highly-experienced financial advisors and professionals with expertise in various disciplines. We are deeply committed to exceeding your expectations by providing you with innovative solutions, exceptional service, and proactive communication. We consider you to be part of our family, and we will take care of your needs with the responsiveness and attention you deserve.
